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Staff Full-Stack Engineer, Member Engagement & Rewards

SoFi
Full-time
On-site
San Francisco, California, United States

Location: San Francisco, hybrid (onsite 4X per month)

The role

We are seeking a Staff Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing benefits like credit card cash back and the 1% investment match. We are also responsible for SoFi's newest subscription, SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website, as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative.

What you'll do

  • Architect and scale high-performance systems and services that drive member growth and marketing efficiency.
  • Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
  • Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
  • Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
  • Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities.
  • Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.
  • Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi’s marketing strategies.

What you’ll need

  • Bachelor’s Degree in Computer Science or related field.
  • 8+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.
  • Experience leading a scrum team and mentoring junior engineers
  • Full-stack experience, including frontend (React, TypeScript), infrastructure (CI/CD, observability tools).
  • Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot.
  • Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).
  • Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.
  • Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.
  • Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.
  • Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.